What's Your Money Mojo Type?
Are you a Star, Servant, Seeker, Spender, or Saver?
Take the quiz to discover your personal money mojo style and gain insights on how it shapes you and your money habits.
If you received $40,000 as a gift, would you buy yourself something amazing and expensive?
Do you feel guilty or naughty when you spend a lot on yourself?
Do you always plan every detail and expense of vacations?
Do you always live within your income range?
When you were growing up did you get everything you needed and many things you asked for?
Are you so busy making money that you either don't manage it or need someone else to?
Do you believe the love of money is behind all the trouble in the world and is generally bad?
At the end of each pay period or month do you know how much money will be left over, almost to the cent?
Do you set aside a set amount (say 5% to 10%) for savings or investments?
Were your parents comfortable with money, even when they didn't have much?
If a friend asked to borrow money from you, would you feel flattered and most likely lend it?
Do you spend more on worthwhile causes than you do on yourself?
Would you rather save money than invest your money?
If you had a slogan it would probably be, "You only live once!" After all, tomorrow isn't promised.
Your parents spent money on necessities and rarely on pleasurable family activities.
Would this phrase sum up your view on researching for purchasing decisions - "Is this really the best? What am I missing since there MUST be more info?"
If you went out to lunch with a friend would you enjoy paying the bill?
Your financial needs are secondary to the financial needs of others.
You like to spend money on expensive gifts for your friends and family.
You received an allowance that let you buy want you wanted.
If you see something you like but can't afford, you usually buy it anyway. It's why you make money, right?
You live modestly because it's the only way to be in alignment with values important to you.
Spending money helps me feel better when I'm down. It's not called retail therapy for nothing.
I make multiple trips to the grocery store, department store, or place multiple online orders each week.
Growing up your parents regularly said "we're broke" or "we can't afford" something.
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STAR: I work hard. I deserve it.
Everybody knows when you walk into a room and even if you're humble about it, you love it. That's okay! You're smart, determined, dependable, professional and generally have your stuff together so you can shine like the star you are.
BUT...
All that glitters may not be your gold. And taken to the extreme that's possible for stars, it might actually be taking your chance to really live that lifestyle you desire (and not just look like it).
To really step into your STAR power and leverage your potential to earn money with the desire to actually have money and nice things, you'll need to watch out for the landmines and know which lifeboats to use.
For the STAR Money Mojo type some things will send you for the latest Christian Dior handbag and spending even more than your last few dollars.
See the full report to learn about your Lifeboats and Landmines as well as the other money mojo types.
SERVANT: Money is only for giving.
You're generous and full of virtue, willing to work hard and hold inner peace.
Yet, there is so much need in the world and even in your community. How can you possibly enjoy the money you earn when so many others are without and hurting? If you could give your way to the creation of a better world, you would.
Even at the expense of your own financial health, and dare I say, even your own physical health.
You would rather forego comforts and convenience because there's a part of you that feels guilty for enjoying them. Somewhere along the line you may have even picked up this belief about money and power and it being connected with evil and those who are sinister. You would never want to be them.
Still, you're at a point, when having a bit more money or at least enough money to meet your personal and family financial needs and obligations, save for retirement, and help others are now all important.
I know it's hard when your heart is so big, but you can't help anyone else if you're drowning yourself. Get securely in your own lifeboat and then you can cast a lifeboat to your neighbor in need.
It doesn't mean you don't care or that you're bad, you just realize you can't serve from an empty plate.
See the full report to learn about your Lifeboats and Landmines as well as the other money mojo types.
SEEKER: Is this really the best? I still need more info.
You're detail-oriented, love your family, and take your responsibilities seriously. Oh, and did I mention analytical. You love diving into the details.
Perhaps too much...
Your penchant to seek out more information may have been the cause of frustration by others and even yourself, a few times in your life. But seriously, who can blame you? What if that other laptop, or cellphone, or canopy tent has features you'd like that the one you're looking at doesn't? What if you're missing something? What if the timing isn't right? Or there's about to be a sale? How can you trust this is the best product at the best price? What did others say about it? Have you scoured the entire internet?
Okay, maybe that's a bit dramatic towards the end, but given I have a tiny bit of seeker in me, I can laugh at my quirks and can also say that sometimes that seeker skill pays off!
And sometimes, I've missed opportunities.
You've got a great gift and want to do your best and I get that. But what is it costing you?
See the full report to learn about your Lifeboats and Landmines as well as the other money mojo types.
SPENDER: Make it rain, baby!
You love to help others, give great gifts, show up to impress, and are a great networker and communicator. It's in your nature! You've also got some big ideas and are a natural innovator who spreads goodwill.
But it often comes at a cost.
It's expensive as all get out to keep up with this generous lifestyle!
You've got expensive tastes and can easily 'forgot' what your spending limits (what are those?) might be. You may even feel guilty about overspending, or feel like just pretending like those bills and your financial woes don't even exist.
If you don't open that email with the bill or don't open the envelope, does it mean it doesn't exist? Unfortunately, nope.
Your pleasure to please, can get you in serious trouble that only you can get yourself out of.
The good thing is, you have a knack for innovation, creativity, networking and even making money so with a few tweaks and some guardrails, you can get out of whatever trouble your happy spending has gotten you into.
See the full report to learn about your Lifeboats and Landmines as well as the other money mojo types.
SAVER: A penny saved is a penny earned; and we need to keep every one.
The bottom line is you are responsible and have a serious eye on YOUR bottom line. There isn't room to wiggle and you will be efficient and save whatever isn't absolutely necessary.
Of course, this means you may be painfully responsible at times and overly cautious. You may leave your loved ones feeling a little less than loved because they come second to the lights being turned off in every room or the thermostat setting, or even keeping fifty dollars in savings rather than spending on an activity that would bring them great joy and experiences.
I'm not naming names, but I know one or two savers and love them dearly. The world needs people like you, but not all of the time.
Being a saver is something few people will understand, but I get it. You are driven to make sure you and your loved ones are safe against possible disaster and emergencies.
You are responsible to make that happen and as long as you have anything to do with it, you will have money for that rainy day.
My friend, even with the best of us, there's gotta be a chill button. Or in the case of some of you, a heat button because your family dresses like they live in Alaska in the winter, inside your home.
See the full report to learn about your Lifeboats and Landmines as well as the other money mojo types.
