OmniStar's 10 Elements of Wealth Management Assessment
Take the test to see how proficient you are in each category!
Your spending is aligned with your values and goals.
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You have an emergency fund covering 3–6 months of expenses.
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You have adequate coverage for life, disability, and liability risks.
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You engage in proactive tax planning with your advisor or CPA.
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Your portfolio is aligned with your goals, risk tolerance, and time horizon.
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You have planned for healthcare and longevity risk in retirement.
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You have up-to-date wills, trusts, and power of attorney documents.
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You are using tax-efficient tools like donor-advised funds or charitable trusts.
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You hold regular family meetings to discuss wealth and values.
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You have a business succession or exit strategy in place.
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Submit the form to receive your results!
OmniStar Financial Group delivers strategic planning for business, family, and future. We offer personalized guidance and fiduciary care to help you build lasting value, because your future is our focus.
Critical Gaps Identified (Score 10 to 25)
Your current plan may leave you vulnerable. Let’s create a plan that works for your future.
Step 1: Understand What’s Missing
✔ Identify the core gaps in your savings habits, investment choices, and retirement readiness
✔ Clarify your long-term financial needs so you know what you're aiming for
Step 2: Take Focused Action
✔ Start with manageable steps like opening or funding a retirement account, automating savings, or reducing debt
✔ Build a simple but structured plan to guide your next 6 to 12 months
Step 3: Talk to an Advisor You Trust
✔ The Second Opinion Solution is a no-pressure way to get a personalized review from a fiduciary
✔ It can help you prioritize actions, avoid costly mistakes, and gain confidence in your next steps
Room for Improvement (Score 26 to 40)
You’re on the right path, but a few strategic adjustments could make a big difference.
Step 1: Identify the Gaps
✔ Compare your current savings, investment performance, and retirement timeline to your desired outcomes
✔ Look for inefficiencies like high fees, low diversification, or missed tax strategies
Step 2: Adjust with Intention
✔ Increase contributions where possible, especially if you're behind your target
✔ Revisit your risk profile, asset allocation, and whether your plan protects against inflation or healthcare costs
Step 3: Get Clarity from an Expert
✔ A Second Opinion Solution helps you understand where your plan stands today and what needs to change
✔ Walk away with a practical roadmap and specific next steps tailored to your goals
Strong Financial Position (Score 41 to 50)
You’ve built a solid foundation. Keep refining your strategy to stay ahead.
Step 1: Revisit Your Goals
✔ Confirm that your current financial plan aligns with your personal values and long-term priorities
✔ Review retirement income projections and lifestyle goals to ensure you’re still on track
Step 2: Stress Test Your Strategy
✔ Run “what if” scenarios to evaluate how market shifts, taxes, or health events could impact your plan
✔ Review your estate and succession planning to ensure everything is coordinated and up to date
Step 3: Get a Second Opinion
✔ Even strong plans have room for refinement. The Second Opinion Solution offers an objective review to validate your strategy
✔ Gain clarity on any overlooked areas or opportunities for optimization
